If you are like most people, you are looking for any possible way to tighten your belt financially. There are many little things around your apartment that you can change that will put some money back in your pocket. Here are just a few helpful hints.

First, if you pay for your own heat, try turning down the thermostat a few degrees and putting a sweater on. Many of us turn the heat up without even thinking about it, and this behaviour can cost us a mint over the course of a winter. A sweater and an extra pair of socks can make a big difference.

Next, you can switch from brand names in your kitchen to store brands or off brands. Many stores put a lot of effort into their brands to make them taste nearly identical to leading brands. You may not even notice the difference.

If you drink pop, Kool-Aid or Crystal Light, try switching to just water for the time being. Sure, water doesn’t have much going for it in the flavour category, but it is excellent for your system and it is refreshing, as well. Give up pop and aspartame for a month and see how much better you feel.

The same can be said for drinking alcohol. There is nothing like a cold beer after a long day at work, but you can look for other ways to blow off steam. Even if you only enjoy a six pack per week, that can really add up over the course of a year.

Finally, to extend your clothing budget, why not shop at thrift stores? You may discover that you don’t need a new jacket or even a new lamp for your living room. Most thrift stores have lots of great items for your home and for your closet that cost pennies.